EU AI Act Fine Calculator — What's Your Risk?

Q: When does the EU AI Act take effect?

The EU AI Act enforcement for GPAI and high-risk systems takes effect on August 2, 2026. Prohibited practices are already enforceable as of February 2, 2025.

Q: Are UK companies affected?

Yes. Any company — including UK-based — that sells AI products or services into the EU market must comply with the EU AI Act, regardless of where the company is headquartered.

Q: What's the difference between Art. 5 and Art. 9 fines?

Prohibited practices under Article 5 carry fines of up to €40 million or 7% of global annual turnover (whichever is higher). High-risk system non-compliance under Articles 9–15 carries fines of up to €20 million or 3% of global annual turnover (whichever is higher).

Your Details

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maximum potential fine under EU AI Act Article 99

SME Proportionality: As an SME, you may benefit from proportionate penalties under Article 99(6). The figure above is the statutory maximum — actual fines may be lower based on your size and circumstances.

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Frequently Asked Questions

When does the EU AI Act take effect?

Enforcement for GPAI and high-risk AI systems begins on August 2, 2026. Prohibited practices (Article 5) have been enforceable since February 2, 2025. Transparency obligations (AI-generated content labelling) apply from August 2, 2025. Full compliance for all remaining obligations rolls out through August 2, 2027.

Are UK companies affected?

Yes. Any company — including UK-based — that sells AI products or services into the EU market must comply with the EU AI Act, regardless of where the company is headquartered. The Act has extraterritorial reach: if your AI output reaches EU citizens, you're in scope.

What's the difference between Art. 5 and Art. 9 fines?

Prohibited practices (Article 5 — biometric mass surveillance, social scoring, manipulative AI) carry fines of up to €40 million or 7% of global annual turnover, whichever is higher. High-risk non-compliance (Articles 9–15 — missing risk management, data governance, transparency, human oversight) carries fines of up to €20 million or 3% of global annual turnover, whichever is higher. Providing incorrect information to authorities is up to €10 million or 1.5% of turnover.